Tips to design the floor plan of a house

modular home

When you are going to build a new home, rather than buying an already built house; there are plenty of factors on which you need to apply your brain and make the correct decision. Building a new home is far more difficult than just buying one. It should be properly planned in order to optimize the usage of its space. An experienced professional can guide you, but the design should be according to your desire. Customizing the setting of the rooms and floor should maximize the utilization of the space for adjusting the furniture, goods, as well as all your necessities.

If you have decided to plan the floor design yourself, then you will come to know it is much more complicated than it seems. Here are a few tips which can stand beside you, while you work on the challenging project of floor planning.

How to maximize the space of the house

Your first job will be to list down the necessary requirements accordingly. You have to make a design, keeping the total area of the house in mind. Let us take an example; if you are passionate about food, then you should keep your kitchen area bigger where you can accommodate all the modern cooking amenities. If you usually lead a lifestyle where there is a small gathering every alternative day, then you should think about a bigger common space and a big dining room. If you can chalk out the blue print of the home, then it will become much easier for you. The following things should be considered –

•    Requirement of a guest room

•    A necessity to set up a public bathroom

•    Spacious kitchen

•    Spacious dinning place or gathering place

•    Number of bedrooms and adjacent bathroom

•    If balcony is necessary or not

Entrance and exit route

Another important aspect of any house is its entrance. If the main entrance is just beside the kitchen or bathroom, then it can seem a bit awkward. If you have to roam around the house to get to the bathroom in the morning, it is nothing other than too much irritation. Thus, you have to plan the house in such a manner, so that it does not look awkward. Accessibility to other facilities should be logically established. Besides that, you need to keep the house spacious and provisioned for further introduction of amenities.

Research on floor planning and approving by professionals

You may get the idea about floor plan from books, internet, magazines or any other sources. However, one thing you should keep in mind is that you are not a professional or experienced person in this field. There might not be any fault, but unfortunately if there is any then it might affect your design. So, it is advisable to make a deep research on the floor planning and get it approved by the experienced persons.

However, the tips are very preliminary. If you need to establish a functional, as well as logically designed house, then you can get the ideas by visiting some well designed houses or by simply appointing a home designer or architect to approve your design.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website


Guidelines to secure profitable deal on a short sale proposal

real estate investing

In today’s world, making investments in real estate has become a profitable business. With the growth of industrialization and increase in population, the need for bigger and better residential and commercial properties has grown significantly. The real estate industry has grown to become one of the biggest hubs for investors.

In addition, real estate investors are always looking for properties to make a profitable investment. Most of them buy these properties as valuable assets to secure their future. However, to ensure that investment into real estate offers great returns, one should have a good knowledge of the realty market. The best way to secure higher profits on realty investment is to look for the right opportunity for its resale. Here are some guidelines that investors should follow before they make a short sale offer:

•    A common mistake that both novice and seasoned investors make is that they wait to check if the lenders would accept a short sale offer or not. When paying a visit to the short sale department for the first time, one should place order for the bundle right away, as any delay can cost them losing a great sale opportunity.

•    Every short sale professional knows that one should provide the lender with detailed information in their short sale package. The more information they provide, the quicker the lender would be able to provide them an answer. The projected net sheet offered by the investor would be one of the initial things that lender would pay attention to in the package. They would start looking for recognizable Red flags.

•    Once Investors have received their short sale parcel, they need to fill it up and return back to the lender as soon as they possibly can. They need to remember that they are working on a taut timeline, and the sooner they get the package in the lender’s hand, the sooner they can start reviewing their offer. As the lender starts reviewing the package, it is time to begin with the negotiating process, the way to earn the real money.

•    Investors might have difficulty in making contact with their lender through phone. They should make sure to acquire the following information:

•    Loss mitigation expert’s direct extension number

•    Fax numbers (if one requires sending a cover sheet)

•    Email address (more preferably their personal email address as backup)

•    Mailing address (if sending  ‘Thank You’ notes or any other important documents)

If the voicemails are not answered, then one can still be ready to maintain a communication with ease, and boost their chances of finding the right opportune.

•    When making a short sale offer, as a thumb rule, one should go for 50 percent of the written amount on their first mortgage and 10 percent on the second. If one is lucky enough, then they can even secure a discount on their third mortgage. Even if the offers are too low, the investors should have no reason to worry about as the banks would suggest raising the offer.

Nothing could be worse than being excited about securing a huge discount that never occurs. The better one is equipped to manage simultaneous transactions, the sooner they will start carving their slice of the big profits that they made on short sales.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website

Tips to make investing in real estate easy

real estate investing

Is there anyone looking for investing in a property to build their home, but is not able to make out where to begin with? Well, they have to look no further, as they have come to the right place. Here, are some tips that would help relieve them from all their concerns of acquiring the best property and thereby finding the right solutions!

The first step is to start by considering a home inspection. The property evaluation should not be an area that people should neglect. It is best to seek assistance of a home evaluator, as they are the right people to carry out the task. One should try and look for the most trustworthy and professional home surveyor, as bad selection in this area could perhaps lead them to unexpected expenditures down the line. If individuals are in need to buy a property in a hurry, they should not however skip the fundamental procedures which they need to make a judicious investment. They might possibly presume that skipping home evaluation would save their time, but the truth is that it could possibly result in unanticipated issues when they actually move into the house.

Prior to finalizing the deal on home purchase, it is essential to seek assistance of a competent home inspector to conduct a thorough appraisal of the property. This would help buyers to avoid spending a hefty amount on repairs and fixing errors. After deciding to get a home inspection done, one should actually be present at the site all through the process. They should prepare a list of any items of concern and enquiries they require to address before finalizing the deal on home investment. A detailed evaluation should take no less than a couple of hours and it should deal with everything right from the foundation to the ceiling.

If individuals need to buy a property quickly, then they should make sure to make a backup plan. This will help them to be prepared for the unforeseen events, as they look to acquire a property. The home inspection would disclose any significant issue that buyers are not equipped to manage. Instead of starting from the beginning, one should look for another property.

The home inspection would cost some money, though it is worth the investment made. It might take three to four hours to carry out the task, and it can provide information about any possible issues that might show up in future. The inspection would actually help to save a lot of expenses that might be spent on fixing errors after owning the property.

All those thinking about procuring a new home, they should go for home evaluation prior to finalizing the deal. This way they would be able to know ahead of time if there are any problems with the property, so that they can avoid making investments into something that would require them to spend huge amount of money on fixing the defects. It would be great to look upon a full disclosure and get an inspection performed on the property. The sellers might reveal the details they know about the house, but a qualified home inspector would be able to decode those factors that homeowners might not be aware of.

Buying a home could be made easy when one realizes what to expect. Thus, by utilizing these simple tips buyers would be able to go forward with their plans to buy a home and start building equity in their own property.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website

A Guide for first time home buyers

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Owning a home is a thing of pride and every one of us wants to own a home, at least at one point of our life. A home which you can call your own is very ideal and it is something for which most of us work day and night. However, becoming an owner of a house is something which comes with a lot of challenges and if you are buying home for the very first time then the whole process can become really very difficult. However, following simple rules and tips can help you make this complicated process quite simple for you.

Before the actual house hunting process starts, you should find out what your long term plans are. You have to make up your mind regarding what you actually want to do in future, before you make some decision. It is very important, as without this you will regret your decision. Your home is actually a reflection of your personality, thus it is important that you should select a house which suits your needs and lifestyle properly. It is recommended to make a decision about the type of house you are looking for beforehand, decide whether a townhouse, a condo or single family house will suit you. This will narrow down the house hunting process.

A house is one of the biggest investments which we do in our whole life, thus make sure you choose a home which is well suited and it should be as per the requirements you are looking for. As this is one of the major decisions for you and your family, thus make sure that you consider this very carefully.

The next big thing which you need to consider is the budget for investment. Although you have the image of ideal home in your mind, still it is very important to know how much you can actually afford for that house. If you are willing to take the loan, then you have to consider how much it is actually going to cost you in total. Also try to find out the amount which you have to pay on a monthly basis for this.

The whole buying process is not very simple as many people imagine, thus prepare yourself for anything that you may have to face in the whole process, as it includes a lot of paperwork, hassles, terms of purchase and other details which you have to remember about your house. For making the whole process simpler, you can take the services of a professional real estate agent. An agent can help you find the deal house for you, negotiate the best price and also handle the paperwork. Overall he or she will make the whole process quite simple and hassle free for you.

Also it is recommended to compare the selling price of the other comparable houses in the area, where you are planning to buy your home. For this you can take the help of websites or listings , this not only give you a fair idea about the prices in the area, but will also help you in find more reasonable options in the same area. The home buying process can be made simpler, by being a bit attentive and following simple rules of real estate business.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website

Benefits of Hiring Services of Reputed Mortgage Agents

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Every person desires to have his own house, to enjoy a comfortable and secure lifestyle. With increasing house prices, it has become very difficult for people to purchase desirable homes for themselves. In such situation, the only option which individuals are left with is securing suitable mortgage for their houses. With comprehensive selection of mortgage types available today, it has become easier for individuals to enjoy unparalleled options and secure a suitable mortgage for their houses at great value. However, it is essential for individuals to take the help of professional mortgage brokers. Mortgage Agents are professionals who can provide people with adequate mortgage value for their liked property.

These experts will reduce the overall burden of acquire finance, as well as make sure that you are able to obtain the best possible lender. One main reason why it is better to hire such professionals is that they can provide people thorough market information. There are multiple small lending institutions and banks that you may not know about. These institutions even offer better rate of interest and lending opportunities to individuals. Information about such banks can be provided to you by mortgage brokers. They can even help you to get the best returns at lowest investment.

Moreover, these professionals will lend their services to make the whole process more streamlined. A real estate agent works for you on strict outlined schedule, so as to make you obtain the best mortgage. They will support you in acquiring right lender with complete convenience, by making the best use of their experience and expertise. Such experts even provide people with protection for their necessary credit score. When you strive to undertake lending information from distinct financial institutions, then your credit score reduces greatly. In order to avoid occurrence of such situation, it is better to go for hiring services of experts who can make you have enhanced credit score value.

In case you want to compare mortgage value offered by two or more financial institutions, even then you can undertake assistance of these professionals. They are skilled professionals who make sure that your credit score is supplied only once and that you are able to secure high credit value for your property. When undertaking help of these experts, you will be not even forced to follow rules which you do not agree with. With the help of these agents you can conveniently secure services of a financial institution that best meets your requirements. The mortgage is signed only after having mutual contract between you and the lending bank.

Mortgage brokers are not bound by any restrictions associated with mortgage offered by different banks and institutions. This way they can make you secure the most suitable mortgage with ease. There is no strict restriction on products that may qualify for mortgage or for amount of money that can be secured as lending value. The real estate mortgage agents can therefore help you in the best possible way, so as to help you own the most desirable mortgage value for your preferred property.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website

Tips on how to make lucrative land investments

real estate 2

Investing in real estate is a money-spinning business nowadays. For all those who want to ensure there is minimum risk involved, they should make sure to verify everything before signing the final deal. It would be better to follow some useful tips before making the purchase. It is recommended to buy the plot within a stipulated time, for instance within a year or two. During this tenure, there should be sufficient time to decide whether or not to acquire the permission for making the plan. If there is no trouble in acquiring the permission, then one should not waste time in making the investment. If not, then it would be better to look somewhere else. This way, one can save the cost of buying a disputed property.

Another prime aspect that should be given a careful thought is the surrounding milieu. Pollution free and green surroundings are the two most vital factors that help in deciding the viability of the real estate for future development. It is most likely that a property buyer would want to invest in a land which offers good access to basic amenities. Moreover, it is very crucial to check out whether there are any zoning problems, which could affect the resale value of the land. It could be one of those greenbelt properties which cannot be zoned or sold off as development plot. All those who are investing in a property, they should verify this beforehand to avoid any misunderstanding. It would be better not to buy a plot covered under such scheme.

Location is another crucial factor to take into consideration while investing in real estate. The value of property may vary from one location to another. The variation in price depends on several factors, such as whether the landed property is located within a city, or a semi-urban area. Sometimes, it might be difficult to acquire permission to construct buildings on land in country-side, especially if the plot is located within a greenbelt area. This could be the reason why some plots in the country-side are available at much cheaper price. The lower price could be due to the demand and supply, as there might be just a few potential buyers. Thus, a thorough evaluation of land, more precisely its location, should be carried out before making the investment.

Another important factor to take into consideration is the ecological environment, as it is essential to curb the damage to property resulting from hazards, more specifically affecting the soil. Therefore, it is crucial to go through soil structure report that reveals vital details which should help to ascertain the prospect of future developments.

Easy and quick access to the property through existing roadways and routes is of supreme deliberation. The property should be located nearby basic public utility services and offer excellent transportation facilities, as the property having quick access routes is more likely to secure building permission without any difficulties, than a plot which is located in the center of nowhere.

Another important factor that should be taken into consideration while making an investment is that the property should have essential amenities, such as electricity and adequate water supply. The condition of these basic services should be verified to ascertain whether future developments are likely to be feasible.

While making the investment, one can either buy a land which has already secured planning permission, or they can opt for a long term approach and buy a plot without a planning permission, with the hope of acquiring it later down the line. More likely, the second option would offer higher profits, as it has greater risk levels.

Harji Realtors is one of the leading real estate agents in the region of Chandigarh, Mohali and Kharar. For more information on great deals in 1 bhk apartment in mohali and the best Plot in Sunny Enclave check out our website